Loan Services
All Types of Loans at Best Rates
Home Loan, Business Loan, Gold Loan, Vehicle Loan, Govt Scheme Loans & more — fast approval with minimum documentation.
Apply Now Free ConsultationHome Loan
Personal Loan
Business Loan
Car Loan
Gold Loan
Education Loan
Tractor Loan
Two Wheeler Loan
Micro Loan
Govt Yojana Loan
OD / CC Loan
Used Car Loan
Home Loan
Personal Loan
Business Loan
Car Loan
Gold Loan
Education Loan
Tractor Loan
Two Wheeler Loan
Micro Loan
Govt Yojana Loan
OD / CC Loan
Used Car Loan
Home Loan
Home Loan — Build Your Dream Home
Purchase, construct, renovate, or extend your home with our affordable Home Loan solutions. We are empaneled with 20+ leading banks and NBFCs to get you the best interest rate with minimum documentation.
Rate from 8.40% p.a.
Tenure up to 30 Years
Amount up to ₹5 Crore
Approval in 7 Days
- Home Purchase Loan — new & resale property
- Home Construction Loan — plot + construction
- Home Renovation / Extension Loan
- Balance Transfer at lower interest rate
- Top-up Loan on existing home loan
- Salaried & Self-employed both eligible
Documents Required
Aadhaar Card
PAN Card
Salary Slips / ITR
Bank Statement 6 months
Property Documents
Passport Photo
Also covers
PMAY Subsidy
NRI Home Loan
Plot + Construction
Composite Loan
Home Loan
Quick OverviewInterest Rate8.40% – 10.5% p.a.
Loan Amount₹5 Lakh – ₹5 Crore
Tenure5 – 30 Years
Processing Fee0.5% – 1%
Min. Age21 Years
Approval Time5 – 7 Working Days
Personal Loan
Personal Loan — Instant Funds, Zero Collateral
Get instant personal loan for marriage, medical emergency, travel, education, or any personal need — no collateral required, quick disbursal directly in your bank account.
Rate from 10.5% p.a.
Tenure up to 5 Years
Amount up to ₹40 Lakh
Disbursal in 48 Hrs
- No collateral or security required
- Minimal documentation — quick approval
- Wedding, Medical, Travel, Education expenses
- Debt consolidation at lower EMI
- Salaried & Self-employed eligible
- Flexible repayment — 12 to 60 months
Documents Required
Aadhaar Card
PAN Card
Salary Slip / ITR
Bank Statement 3 months
Passport Photo
Also covers
Medical Emergency
Wedding Loan
Travel Loan
Debt Consolidation
Personal Loan
Quick OverviewInterest Rate10.5% – 18% p.a.
Loan Amount₹50K – ₹40 Lakh
Tenure1 – 5 Years
Processing Fee1% – 3%
Min. Salary₹15,000/month
Disbursal24 – 48 Hours
Business Loan
Business Loan — Fuel Your Business Growth
Expand your business, purchase machinery, manage working capital, or set up a new venture with our flexible Business Loan options — designed for SMEs, MSMEs, traders, and entrepreneurs.
Rate from 11% p.a.
Tenure up to 7 Years
Amount up to ₹2 Crore
Approval in 5 Days
- Working Capital Loan for day-to-day operations
- Machinery / Equipment purchase loan
- Business expansion & new branch setup
- Unsecured business loan — no collateral
- Available for traders, manufacturers, retailers
- Flexible repayment — EMI or overdraft facility
Documents Required
Aadhaar / PAN
ITR 2 Years
Bank Statement 12 months
GST Returns
Business Proof
Also covers
MSME Loan
Startup Loan
Shop Loan
Working Capital
Machinery Loan
Business Loan
Quick OverviewInterest Rate11% – 22% p.a.
Loan Amount₹1 Lakh – ₹2 Crore
Tenure1 – 7 Years
Processing Fee1% – 2.5%
Business VintageMin. 2 Years
Approval Time3 – 5 Working Days
Car Loan
Car Loan — New & Used Car Financing
Drive home your dream car with easy Car Loan. We offer financing for new cars, used/second-hand cars with competitive interest rates and hassle-free processing at any dealership in Saharanpur region.
Rate from 8.75% p.a.
Tenure up to 7 Years
Up to 100% On-Road Funding
Same Day Approval
- New Car Loan — 100% on-road price funding
- Used / Pre-owned Car Loan up to 85% of value
- All brands — Maruti, Hyundai, Tata, Honda, etc.
- Minimal documentation — quick processing
- Zero prepayment charges (select banks)
- Balance transfer facility available
Documents Required
Aadhaar / PAN
Salary Slip / ITR
Bank Statement 3 months
Car Quotation / RC
Passport Photo
Also covers
New Car
Used Car
SUV / Sedan
Electric Vehicle
Balance Transfer
Car Loan
Quick OverviewNew Car Rate8.75% – 11.5% p.a.
Used Car Rate12% – 17% p.a.
Loan Amount₹1 Lakh – ₹1.5 Crore
Tenure1 – 7 Years
FundingUp to 100% (New Car)
ApprovalSame Day
Gold Loan
Gold Loan — Instant Cash Against Gold
Get instant loan against your gold jewellery or ornaments. No income proof required — highest loan per gram, lowest interest rate, and safe custody of your gold. Ideal for urgent cash needs.
Rate from 9.5% p.a.
Tenure up to 3 Years
Up to 75% of Gold Value
Disbursal in 30 Mins
- No income proof or CIBIL score required
- Instant disbursal — within 30 minutes
- Safe & insured custody of your gold
- Flexible repayment — bullet or EMI
- 18 carat to 24 carat gold accepted
- Part-release and top-up facility
Documents Required
Aadhaar Card
PAN Card
Gold Jewellery
Passport Photo
Also covers
Gold Jewellery
Gold Coins
Bullet Repayment
Overdraft on Gold
Gold Loan
Quick OverviewInterest Rate9.5% – 14% p.a.
Loan Amount₹10K – ₹1 Crore
Tenure3 Months – 3 Years
LTV RatioUp to 75%
Min. Gold Purity18 Carat
Disbursal30 Minutes
Education Loan
Education Loan — Invest in Your Future
Finance your higher education in India or abroad without financial stress. We help students get Education Loans from leading banks with moratorium period and tax benefits under Section 80E.
Rate from 8.15% p.a.
Repayment up to 15 Years
Amount up to ₹1.5 Crore
80E Tax Benefit
- India & abroad studies — IIT, IIM, MBBS, MBA
- Moratorium period — no EMI during studies
- Tax deduction on interest — Section 80E
- Tuition, hostel, travel all covered
- Govt-backed interest subsidy for weaker sections
- Co-applicant (parent/guardian) required
Documents Required
Student Aadhaar/PAN
Admission Letter
Fee Structure
Parent Income Proof
Academic Records
Also covers
Study Abroad
MBBS / Engineering
MBA / Management
Vocational Courses
Education Loan
Quick OverviewInterest Rate8.15% – 13% p.a.
Loan Amount₹50K – ₹1.5 Crore
Repayment TenureUp to 15 Years
MoratoriumCourse + 1 Year
Tax BenefitSection 80E
CollateralAbove ₹7.5 Lakh
Tractor Loan
Tractor Loan — Empower Your Agriculture
Purchase a new or used tractor for farming needs with easy Tractor Loan. Specially designed for farmers and agricultural entrepreneurs in UP with flexible EMIs and minimal documentation.
Rate from 9% p.a.
Tenure up to 7 Years
Up to 90% Funding
Farmers Eligible
- New & used tractor financing
- All major brands — Mahindra, Swaraj, Sonalika, John Deere
- Agricultural land as collateral accepted
- Seasonal repayment option (post-harvest)
- Subsidy under Kisan Credit Card scheme
- Quick on-site approval process
Documents Required
Aadhaar / PAN
Land Records (Khasra)
Bank Statement
Tractor Quotation
Also covers
Mahindra Tractor
Swaraj
Sonalika
John Deere
Used Tractor
Tractor Loan
Quick OverviewInterest Rate9% – 13% p.a.
Loan Amount₹2 Lakh – ₹25 Lakh
Tenure1 – 7 Years
FundingUp to 90% of Value
RepaymentEMI / Seasonal
EligibilityFarmers / Agri-Entrepreneur
Two Wheeler Loan
Two Wheeler Loan — Ride Your Dream Bike
Get easy financing for new or used two-wheelers — bikes, scooters, electric scooters. Fast approval, low EMI, and doorstep service across Deoband and Saharanpur region.
Rate from 9.7% p.a.
Tenure up to 4 Years
Up to 100% On-Road
Instant Approval
- New two-wheeler — 100% on-road price funding
- All brands — Hero, Honda, Bajaj, TVS, Royal Enfield
- Electric scooter financing also available
- Low income applicants also eligible
- Minimal documents — same day disbursal
- Used two-wheeler financing available
Documents Required
Aadhaar / PAN
Salary Slip / Income Proof
Vehicle Quotation
Passport Photo
Also covers
Bike Loan
Scooter Loan
Electric Scooter
Used Bike
Two Wheeler Loan
Quick OverviewInterest Rate9.7% – 15% p.a.
Loan Amount₹20K – ₹5 Lakh
Tenure6 Months – 4 Years
FundingUp to 100% On-Road
Min. Age18 Years
DisbursalSame Day
Micro Loan
Micro Loan — Small Loan, Big Impact
Specially designed for small business owners, street vendors, artisans, and women entrepreneurs — Micro Loan gives quick access to small funds with zero or minimal collateral requirement.
Rate from 18% p.a.
Tenure up to 2 Years
Amount ₹10K – ₹3 Lakh
Women Preferred
- No collateral required for small amounts
- Weekly / monthly repayment options
- Street vendors, artisans, small traders eligible
- Women entrepreneurs get preferential rates
- Group lending model also available (JLG)
- Doorstep loan service in rural areas
Documents Required
Aadhaar Card
Address Proof
Passport Photo
Business Proof
Also covers
JLG Loan
SHG Loan
Women Loan
Vendor Loan
Micro Loan
Quick OverviewInterest Rate18% – 26% p.a.
Loan Amount₹10,000 – ₹3 Lakh
Tenure6 Months – 2 Years
RepaymentWeekly / Monthly
CollateralNot Required
Eligibility18+ Years
Govt Yojana Loan
Government Scheme Loans — Subsidised & Easy
We help you avail all Government Sponsored Loan Schemes with subsidy benefits — PM Mudra Yojana, PMEGP, Stand-Up India, PM SVANidhi, Kisan Credit Card and more. We handle all paperwork for you.
Subsidised Interest Rates
Amount up to ₹2 Crore
Govt Backed
Full Paperwork Help
- PM Mudra Yojana — Shishu (₹50K), Kishor (₹5L), Tarun (₹10L)
- PMEGP — Up to ₹50 Lakh with 25-35% subsidy
- Stand-Up India — SC/ST & Women entrepreneurs
- PM SVANidhi — Street vendors up to ₹50,000
- Kisan Credit Card — Farmers crop & allied activities
- CGTMSE — Collateral-free for MSMEs
Documents Required
Aadhaar / PAN
Business Plan / DPR
Bank Statement
Category Certificate
Address Proof
Also covers
PM Mudra
PMEGP
Stand-Up India
PM SVANidhi
KCC
CGTMSE
Govt Yojana Loan
Quick OverviewMudra – ShishuUp to ₹50,000
Mudra – Kishor₹50K – ₹5 Lakh
Mudra – Tarun₹5L – ₹10 Lakh
PMEGP Subsidy25% – 35%
SVANidhi₹10K – ₹50,000
Interest Rate7% – 12% p.a.
OD / CC Loan
Overdraft & Cash Credit — Revolving Credit Facility
OD (Overdraft) and CC (Cash Credit) are revolving credit facilities for businesses — withdraw as needed, pay interest only on amount used. Ideal for managing working capital and business cash flow.
Rate from 10.5% p.a.
Revolving Credit
Limit up to ₹5 Crore
Annual Renewal
- Pay interest only on amount utilized
- Withdraw and repay multiple times
- Secured (property/stock) & unsecured options
- Ideal for seasonal businesses & traders
- Annual renewal — no re-application needed
- Stock & book debt limit also available
Documents Required
Aadhaar / PAN
ITR 2-3 Years
Bank Statement 12 months
GST Returns
Property Docs (if secured)
Also covers
Overdraft on Property
Cash Credit
Stock Limit
Book Debt Limit
Drop-line OD
OD / CC Facility
Quick OverviewInterest Rate10.5% – 16% p.a.
Credit Limit₹5 Lakh – ₹5 Crore
TypeSecured / Unsecured
Interest ChargedOn Utilized Amount
RenewalAnnual
Business VintageMin. 2 Years
Need Help Choosing the Right Loan?
Talk to our loan expert — free consultation, best rate guarantee, minimum documentation.
FAQ
Frequently Asked Questions
What is the minimum CIBIL score required for a loan?
Generally 700+ CIBIL score is preferred for home and personal loans. For gold loan and some govt scheme loans, CIBIL is not mandatory. We help you check and improve your score before applying.
Can I apply for a loan without a salary slip?
Yes! Self-employed individuals, businessmen, and farmers can apply using ITR, bank statements, or land records as income proof. Gold Loan needs no income proof at all.
How long does loan disbursal take?
Gold Loan — 30 minutes. Personal Loan — 24-48 hours. Home/Business Loan — 3-7 working days. We ensure the fastest processing in the region.
Do you charge any fee for loan consultation?
No! Our loan consultation is completely FREE. We charge no upfront fee. Processing fee is charged by the bank/NBFC only after final loan approval.
Can I prepay or foreclose my loan early?
Yes, most banks allow prepayment after a lock-in period (usually 6-12 months). Floating rate loans have zero prepayment charges as per RBI guidelines. Fixed rate loans may have 2-5% charges.
Which banks do you work with for loans?
We are empaneled with SBI, HDFC, ICICI, Axis, PNB, Bank of Baroda, Canara Bank, Union Bank, Bajaj Finserv, Tata Capital, L&T Finance, and 10+ more banks and NBFCs.